Calculate your take-home pay after federal tax, state tax, Social Security, Medicare, and deductions.
Payroll tax includes federal income tax (based on brackets), FICA (6.2% Social Security + 1.45% Medicare), state income tax, and any pre-tax deductions like 401(k).
FICA stands for Federal Insurance Contributions Act. It includes 6.2% for Social Security (up to the wage base limit) and 1.45% for Medicare (no cap). Your employer matches this amount.
For single filers: 10% ($0-$11,600), 12% ($11,601-$47,150), 22% ($47,151-$100,525), 24% ($100,526-$191,950), 32% ($191,951-$243,725), 35% ($243,726-$609,350), 37% (over $609,350).
Start with gross pay, subtract federal tax, state tax, Social Security, Medicare, and any other deductions. The result is your net or take-home pay.
Yes, you can enter your state tax rate as a percentage. Some states like Texas, Florida, and Washington have no income tax — enter 0% for those.
Gross pay is your total earnings before deductions. Net pay (take-home pay) is what you actually receive after all taxes and deductions are taken out.
Traditional 401(k) contributions are pre-tax, reducing your taxable income and thus lowering your federal and state tax withholding.
This provides estimates based on 2024 federal brackets. For exact figures, consult a tax professional or use official IRS withholding calculator.