Question 1

What is DTI Debt-to-Income Ratio?

Accepted Answer

DTI (Debt-to-Income Ratio) is the ratio of monthly debt payments to total monthly income. Formula: DTI = Total Monthly Debt / Total Monthly Income × 100%.

Question 2

What is a healthy DTI?

Accepted Answer

DTI < 36% is ideal, 36%-43% is acceptable, > 43% makes loan applications difficult. Most mortgage lenders require DTI not to exceed 43%.

🏠 Debt-to-Income RatioCalculator (DTI)

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