🚗 Car Depreciation Calculator

See how much your vehicle loses value over time

Current Value
Value After Period
Total Depreciation
Annual Average Loss
YearValueDepreciationCumulative Loss

Frequently Asked Questions

How much does a car depreciate per year?

A new car typically loses 20-30% of its value in the first year and about 15% per year after that. After 5 years, most cars have lost 50-60% of their original value.

What cars depreciate the least?

Toyota, Honda, and Porsche models tend to hold value best. Luxury vehicles and electric cars often depreciate faster.

How is car depreciation calculated?

Car depreciation is typically calculated as a percentage of the current value each year. Our calculator uses declining balance depreciation.

Does mileage affect depreciation?

Yes, higher mileage accelerates depreciation. Cars with over 12,000 miles per year tend to lose value faster.

When does a car depreciate the most?

Cars depreciate the most in the first year (20-30%), then the rate slows. The biggest hit happens the moment you drive off the lot.

Is car depreciation tax deductible?

For business vehicles, yes. You can deduct depreciation using methods like MACRS. Personal vehicles are not tax deductible.

How does condition affect car value?

Excellent condition cars retain more value. Accident history, maintenance records, and overall wear all impact depreciation.

Should I buy a new or used car to avoid depreciation?

Buying a 2-3 year old car lets someone else absorb the steepest depreciation while you still get a reliable vehicle with warranty.